NOTICE OF FEE CHANGE
At GEFCU, we have worked hard for more than 80 years to provide our members with the highest quality financial services for the most reasonable fees. While banks often restrict the number of transactions allowed per month or charge per transaction fees on checking accounts, GEFCU does not. In addition, we provide our members with fee free debit cards and strive to keep all of our other fees, such as our NSF (non-sufficient funds) fees some of the lowest available.
Unfortunately, due to new regulatory burdens, near zero interest rates, and no loan demand GEFCU has been forced to re-evaluate some of our fee structures.
Effective January 1, 2012:
Checking Type |
Features/Limitations |
New Fees |
Interest Bearing Checking |
Unlimited transactions |
$5.00 per month if balance is less than $500.00 anytime during the month |
|
Free Debit Card |
|
|
Balance $500.00 and more, no fee |
|
|
Free Home Banking |
|
|
Checking fees waived for members under 21 and over 65 years old |
|
Unlimited Checking |
Unlimited transactions |
$3.00 per month if balance is less than $300.00 anytime during the month |
|
Free Debit Card |
|
|
Balance $300.00 and more, no fee |
|
|
Free Home Banking |
|
|
Checking fees waived for members under 21 and over 65 years old |
|
|
|
|
Home Equity Loans
As Low as 3.75%
Auto Loans
As Low as 2.50%
Member Services
Useful Information
You may receive a call from one of our Visa Fraud Specialists, if you do and need to reach them, please call 1-800-411-8498.
To report a lost or stolen Visa Debit Card please call 1-800-682-6075.
Read about the latest SCAMS here
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government
