Home Loans
Home Equity Loans - $150,000 maximum, based on 70% of appraised value minus outstanding liens
Fixed 60 Months or Less ----------------------3.75 % A.P.R.
Fixed 61 to 120 Months ------------------------3.99 % A.P.R.
Fixed 180 Months ------------------------------- 4.25 % A.P.R.
Fixed 240 months---------------------------------4.50% A.P.R.
We now offer Fee Free Home Equity loans for 20 year terms with a low rate of 4.50% A.P.R., so if you are looking into refinancing your mortgage, avoid the thousands of dollars in closing costs and consider a GEFCU Home Equity Loan instead! Contact and GEFC loan officer for more details.
RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE
Closing costs are waived on all Home Equity loans in excess of $25,000.
WE NOW OFFER MORTGAGE LOANS
GEFCU has partnered with CU Members Mortgage to offer a complete package of mortgage loan products to our members. Whether you're ready to buy your first home, moving up to that dream house, or just refinancing to take advantage of lower mortgage rates; we have a loan program to suit your needs.
To check today's rates or apply click here.
For GEFCU's Nationwide Mortgage Licensing System information please click here
Home Equity Loans
As Low as 3.75%
Auto Loans
As Low as 2.50%
Member Services
Useful Information
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